creditor

noun

cred·​i·​tor ˈkre-di-tər How to pronounce creditor (audio)
-ˌtȯr
: one to whom a debt is owed
especially : a person to whom money or goods are due

Examples of creditor in a Sentence

She owes thousands of dollars to creditors.
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
Strategy issues convertible notes – a form of debt that creditors can redeem for stock in lieu of cash repayment – and equity to fund the purchases. Colin Harper, Forbes.com, 30 May 2025 Liu’s pending acquisition of the leases is the result of a bidding process where the court determined that the transaction would be in the best interests of Hudson’s Bay and its stakeholders and creditors. David Moin, Footwear News, 27 May 2025 If a country is perceived as a bigger credit risk, its creditors will demand higher interest rates in exchange for lending to that country, potentially leading to higher interest rates for consumers and an uptick in inflation. Solcyré Burga, Time, 20 May 2025 Perhaps dead animals have no value to creditors, but perhaps The Dolphin Company has life insurance policies that make their dolphins valuable even in death. Jay Reddick, The Orlando Sentinel, 13 May 2025 See All Example Sentences for creditor

Word History

First Known Use

15th century, in the meaning defined above

Time Traveler
The first known use of creditor was in the 15th century

Browse Nearby Words

Cite this Entry

“Creditor.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/creditor. Accessed 4 Jun. 2025.

Kids Definition

creditor

noun
cred·​i·​tor ˈkred-ət-ər How to pronounce creditor (audio)
: a person to whom a debt is owed

Legal Definition

creditor

noun
cred·​i·​tor ˈkre-də-tər, -ˌtȯr How to pronounce creditor (audio)
: a person to whom a debt is owed
especially : a person to whom money or goods are due compare debtor, obligor
general creditor
: a creditor who is not secured by a lien or other security interest

called also unsecured creditor

judgment creditor
: a creditor who has a money judgment entered against the debtor and may enforce the judgment (as by attachment or writ of execution)
known creditor
: a creditor whose potential claim is known or should be known by a debtor and who is entitled to notice of a corporate dissolution or of a date at which claims will be barred (as in bankruptcy)
lien creditor
: a creditor who is secured by a lien (as by attachment)
secured creditor
: a creditor who has a security interest (as a mortgage)
unsecured creditor
: general creditor in this entry

More from Merriam-Webster on creditor

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