self-insure

verb

self-in·​sure ˌself-in-ˈshu̇r How to pronounce self-insure (audio)
-in-ˈshər-
self-insured; self-insuring; self-insures

intransitive verb

: to insure oneself
especially : to practice self-insurance
self-insurer noun

Examples of self-insure in a Sentence

Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
Like many government entities, Los Angeles County is self-insured. Calmatters, Mercury News, 11 July 2025 Traditional long-term care planning typically presents a binary choice: buy insurance or self-insure. Patti Brennan, Forbes.com, 3 July 2025 Like many local government agencies, the city of San Diego is primarily self-insured. Jeff McDonald, San Diego Union-Tribune, 22 June 2025 The law doesn't protect residents with plans based in other states or plans from a Maine employer who self-insures. Jordan Rau, CBS News, 27 Mar. 2025 On the one hand are people – or private equity firms – with the cash to pay for hugely expensive home upgrades, such as rebuilding on stilts, or who can afford to self-insure and repair their properties. Stephanie Hanes, The Christian Science Monitor, 7 Jan. 2025 And if employers are self-insured, health insurers are also paid administrative fees from employers and governments who buy their services to manage healthcare and manage the pool of employer and worker premium dollars. Bruce Japsen, Forbes, 8 Dec. 2024 As long as the Legislature does not solve the insurance situation, many condo associations opt to self-insure and not burden unit owners with special assessments. Sun Sentinel Editorial Board, Sun Sentinel, 25 Mar. 2024 Forced to self-insure against insecure access to supplies and markets, many businesses would operate at a smaller scale. Adam S. Posen, Foreign Affairs, 18 Oct. 2024

Word History

First Known Use

1932, in the meaning defined above

Time Traveler
The first known use of self-insure was in 1932

Browse Nearby Words

Cite this Entry

“Self-insure.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/self-insure. Accessed 21 Jul. 2025.

Legal Definition

self-insure

transitive verb
self-in·​sure
ˌself-in-ˈshu̇r
: to insure by self-insurance (as in workers' compensation)
an employer wishing to self-insure its liabilityPennsylvania Statutes

intransitive verb

: to use self-insurance
a governmental agency that self-insures
self-insurer noun
Last Updated: - Updated example sentences
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